Cooper's Preferred Financing Solution
Fund your roof project as fast as 48 hours
Straightforward financing for roofing and exterior projects. Check your rate with a soft credit lookup that will not impact your score, then let us build the roof.
- • All credit profiles • Any home project
- • 24 hour terms • 48 hour funding
- Minimum loan
- $10,000
- Minimum credit score
- 620
- Terms available
- Up to 30 years
- Funding speed
- 48 hours
3 easy steps
Quote, approval, funding
VistaFi handles the application, credit decision, and loan servicing. We handle the roof.
Get a free, no-risk quote
Their soft credit lookup will not impact your credit score.
Get a quick approval
Apply and receive a customized quote in as little as 24 hours.
Get super fast funding
Funds are paid toward your project, then Cooper takes it from here.
Programs for all credit profiles, same day terms, 48 hour funding.
Apply with VistaFiDoes not affect creditOur lending partner
Why we work with VistaFi Solutions
VistaFi Solutions is our home improvement financing partner. They handle the application, the credit decision, and the loan servicing; we handle the roof. That separation matters. Your financing terms come from a lender, not from a salesperson trying to close a job.
You can apply before your inspection to know your budget, or after you have a written quote in hand. Either way the application is online, takes a few minutes, and a decision usually comes back quickly.
Approval, interest rate, term length, and monthly payment are determined solely by VistaFi Solutions based on your application. Cooper Building & Roofing does not approve applications, set rates or service loans.
Applying opens the lender's secure site in a new tab.
Straightforward Financing
Home improvement lending for roofing, gutters, and exterior projects. Applications, credit decisions and loan servicing are handled directly by VistaFi.
- Online application, no office visit
- Soft-check rate quote that does not affect credit
- Terms available up to 30 years
- Funds paid directly toward your project
info@vistafi.com • 1.800.507.1443
What financing covers
Use it for the whole exterior project
Financing is not limited to a full replacement. It can cover the work that keeps a roof serviceable, too.
Full roof replacement
Tear-off, deck repair, new system, and ventilation corrections financed as one project.
Major repairs
Larger repair scopes, valleys, flashing rebuilds, decking, spread over monthly payments.
Insurance deductibles
Your out-of-pocket deductible can be financed rather than paid all at once. We never waive it.
Gutter systems
Seamless gutters, oversized runs, and guards installed alongside the roof work.
Upgrades
Impact-resistant shingles, ridge ventilation, and other upgrades that raise the project total.
Roof Guard Care Plan™
Add ongoing maintenance to the project so the new roof is looked after from day one.
Disclosures
What we want you to know before applying
Financing is provided by VistaFi Solutions, an independent third-party lender. Cooper Building & Roofing Company is not a lender, a broker, or a financial advisor, and receives no part of any interest you pay.
All financing is subject to credit approval. Interest rates, terms, fees, minimum and maximum amounts, and monthly payments are determined by the lender based on your application and creditworthiness. Not all applicants will qualify.
Promotional terms, when offered, are set by the lender and may require the balance to be paid within a defined period to avoid accrued interest. Read the lender's agreement in full before you accept it.
Insurance deductibles are the policyholder's responsibility. Cooper Building & Roofing does not waive, rebate, absorb or discount deductibles under any circumstance.
Questions
Financing FAQs
Next step
Start With a Written Project Price
A written quote tells you exactly what to finance. The inspection is free and there is no obligation.
Need the roof now and the payments spread out?
Free inspection, written price, and a soft-credit rate check with VistaFi Solutions.